Massachusetts Workers' Comp and Lump Sum Settlements

In Massachusetts, many workers compensation claims are settle by way of Lump Sum Settlement. In a lump sum settlement, an insurer or self-insured employer pays the injured worker a lump sum amount of money and in exchange the injured worker gives up the right to collect future weekly disability benefits. A lump sum settlement may also include the payment for future medical benefits related to the injury, referred to as an "accepted" claim. When a lump sum settlement does not include future medical benefits related to the injury, it is referred to as an "unaccepted" claim. 

Determining When to Accept a Lump Sum Settlement

Determining when a lump sum settlement is appropriate requires an attorney with experience handling workers compensation claims. Questions such as timing of the settlement, the amount of the settlement and whether future medical benefits will be included as well as the correlation between your workers compensation benefits and social security disability benefits must be addressed. Answering these questions requires an analysis of the employee's particular situation, including a review of the injured worker's medical record, the circumstances surrounding the injury,  the insurer's stance in regards to the injury and the injured worker's plans for the future. 

Once a workers compensation claim is settled the injured worker may return to work for a new employer if the injured worker is physically capable.  All workers compensation settlements must be approved by the Department of Industrial Accidents prior to payment being made.

Answers to Your Questions

Often, workers injured on the job have many questions about the workers' compensation process and the amount of benefits awarded. As an experienced lawyer, I am available to answer questions, to review disability benefits payments and to represent workers and their families throughout the process. Call 781-393-9948 or send me an email at to schedule a free initial consultation at Beagan Law Office, LLC. 

Further Information:

In accordance with rules established by the Supreme Judicial Court of Massachusetts, this web site must be labeled "advertising." It is designed to provide general information for clients and friends of the firm and should not be construed as legal advice, or legal opinion on any specific facts or circumstances. This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.

Legal Disclaimer


The Beagan Law Office Web site provides information about our firm and certain topics that we feel users of the Web site may find of interest. Your use of this Web site is not an invitation to enter into and does not create an attorney-client relationship. Please do not convey to us any information you regard as confidential unless and until a formal lawyer-client relationship has been established. Before accepting any case a conflicts check must be performed to make sure we do not already represent a party who may be adverse to your case. 

The content provided on this Web site is for informational purposes only. Before you make any decision that may have legal implications, you should consult with a qualified legal professional for specific legal advice tailored to your situation. Beagan Law Office represents the following communities: Medford, MA 02155; Melrose, MA; Wakefield, MA; Woburn, MA; Winchester, MA; Cambridge, MA; Stoneham, MA; Malden, MA 02148 Arlington, MA; Saugus, MA; Everett, MA; Revere, MA; Chelsea, MA; Somerville, MA; Boston, MA; Winthrop, MA; Reading, MA; Willimington, Lexington, MA, Concord, MA.   

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